How-to guide
The Liquid vs illiquid chart shows how much of your wealth you can access quickly versus assets that are locked up or hard to sell.
Tremis assigns a default liquidity classification to each account based on its type. You can override this per account in the account settings.
Liquid by default
Cash, current accounts, savings accounts, publicly traded stocks, crypto, ETFs
Illiquid by default
Property, private investments, pensions (until retirement age), precious metals held in storage
Liabilities (excluded from liquidity chart)
Mortgages, loans, and credit cards appear in the liabilities view instead.
Why it matters
Knowing how much of your portfolio is accessible in a crisis is a key measure of financial health. The liquidity chart helps you spot if too much wealth is tied up in illiquid assets.