How-to guide
The Income figure on the cashflow page is an estimate of the trailing 12-month inflows from your portfolio — interest, dividends, rent, and other income-producing accounts.
Tremis doesn't connect to your bank. Instead, income is derived from the details you add to each account. Here's how each source works:
💰 Savings & certificate accounts — interest income
Set the Interest rate (APY %) on a savings or certificate account. Tremis estimates the annual interest based on your current balance.
Edit the account → find Interest rate under the account details.
📈 Stocks & ETFs — dividends
For tickers with market data, dividends are pulled automatically. For unlisted stocks, set a dividend per share and payment frequency manually.
Edit the account → scroll to Dividend details.
🏠 Property — rental income
Set a monthly rent on a property account. Tremis multiplies this by 12 to get the annual income figure.
Edit the account → find Monthly rent under property details.
🔐 Crypto — staking yield
Set a staking APY % on a crypto account to track yield from staking or delegating.
Edit the account → find Staking APY under crypto details.
Some assets generate income that doesn't fit a built-in field — for example, interest earned on stored metals, a revenue-share arrangement on a private holding, or any other recurring inflow tied to a specific asset. You can add these as custom items.
How to add custom income
Custom items use the asset's native currency. If the actual income is in a different currency, enter the equivalent amount in the asset's currency.
Avoid double-counting
Custom items are additive — they stack on top of any income already derived from the account's built-in fields (interest rate, dividend, rent, etc.). Only add a custom item if the income is genuinely separate from what Tremis already estimates.
Why it matters
Tracking income helps you understand your portfolio yield — how much your wealth works for you each year. The Yield of portfolio metric on the cashflow page divides total income by income-producing assets.